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PLEASE CAREFULLY READ THESE TERMS OF USE (THE “TERMS”). BY ACCESSING, BROWSING, OR USING THE DOCTORS INSIDER WEBSITE AVAILABLE AT thedoctorsinsider.com OR ANY WEBSITE LINKED TO THIS AGREEMENT (THE “WEBSITE”), YOU REPRESENT THAT:

  1. YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE TERMS.
  2. YOU ARE OF LEGAL AGE TO FORM A BINDING CONTRACT WITH THE DOCTORS INSIDER.

IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT ACCESS OR USE THIS WEBSITE.

These Terms include a mandatory arbitration provision requiring arbitration on an individual basis to resolve disputes, waiving the right to jury trials or class actions. Please read this provision carefully.

These Terms and any related policies are subject to updates by The Doctors Insider (95 Third Street, 2nd Floor, San Francisco, California, 94103, USA). Updates take effect immediately upon posting to the Website. Continued use of the Website constitutes acceptance of these updated Terms.


1. USE AND OWNERSHIP OF THE DOCTORS INSIDER PROPERTIES

1.1. The Doctors Insider Website and its content (“THE DOCTORS INSIDER PROPERTIES” or “SERVICES”) are owned by us and our licensors, protected by copyright laws worldwide. A limited, revocable, non-exclusive license allows you to use content from The Doctors Insider for personal, non-commercial purposes.

1.2. You may not edit, reproduce, or share The Doctors Insider content beyond the granted license’s scope.

1.3. The license term is three years from the date you access the content unless terminated earlier.

1.4. Trademarks, logos, and service marks of The Doctors Insider may not be used without permission. Other trademarks belong to their respective owners.

1.5. Selling, sharing, or distributing The Doctors Insider content is prohibited.


2. RESPONSIBILITY FOR CONTENT

2.1. All content, including user-generated content, remains the responsibility of the party that created it. You are solely accountable for the accuracy and legality of any content you upload or share via The Doctors Insider.

2.2. Content must not contain malicious code, infringe third-party rights, or violate laws.


3. INTERACTIONS WITH OTHER USERS

3.1. You are responsible for interactions with other users and third parties. The Doctors Insider is not liable for disputes but may intercede at its discretion.

3.2. The Doctors Insider does not guarantee the accuracy or reliability of user-generated content. Interact at your own risk.


4. FEEDBACK

4.1. Submitting ideas, suggestions, or feedback to The Doctors Insider grants us a perpetual, royalty-free license to use and adapt your feedback without obligation.


5. AFFILIATE ADVERTISING DISCLOSURE

5.1. This Website may include affiliate links that generate revenue. Clicking an affiliate link identifies the referral source, and The Doctors Insider may earn a commission if you make a purchase. We are not responsible for the content or offers on third-party websites.


6. PRIVACY

6.1. Use of personal data is governed by our Privacy Policy. Please retain a copy of both the Privacy Policy and these Terms.


7. MEDICAL DISCLAIMER

7.1. Content on The Doctors Insider is for informational purposes only and not a substitute for professional medical advice, diagnosis, or treatment.

7.2. Always consult a qualified healthcare provider for medical concerns. The Doctors Insider does not endorse specific treatments or products.


8. INDEMNIFICATION

8.1. You agree to indemnify The Doctors Insider and its affiliates against claims arising from your use of the Website or breach of these Terms.


9. DISCLAIMER OF WARRANTIES

9.1. The Doctors Insider is provided “as is” without warranties. We do not guarantee uninterrupted access, error correction, or compatibility with your needs.


10. LIMITATION OF LIABILITY

10.1. To the fullest extent permitted by law, The Doctors Insider is not liable for indirect or consequential damages. Our cumulative liability is limited to $100.


11. DISPUTES

11.1. Disputes must be resolved through binding arbitration, waiving the right to jury trials and class actions.

11.2. Arbitration is administered by the American Arbitration Association under its Consumer Arbitration Rules.

11.3. You may opt out of arbitration within 30 days by emailing us at info@thedoctorsinsider.com.


12. GENERAL PROVISIONS

12.1. Governing Law: These Terms are governed by Texas law, regardless of location.

12.2. Electronic Communications: Communication with The Doctors Insider is primarily electronic. By using the Website, you consent to receive communications electronically.

12.3. Assignment: You may not transfer your rights or obligations under these Terms without prior written consent.

12.4. Force Majeure: We are not liable for delays or failures caused by events outside our control.

12.5. Compliance: For concerns about adherence to these Terms, contact us at info@thedoctorsinsider.com.

12.6. Severability: If any provision of these Terms is found invalid, the remainder will remain enforceable.

12.7. Entire Agreement: These Terms constitute the entire agreement between you and The Doctors Insider.

By using or accessing the Website, you acknowledge that you have read, understood, and agreed to these Terms.